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Gotta Love A Tool: How to Pick a Qualified Contractors After a Loss

by A. Montalbano on 06/13/14

Hurricane season along the Texas coast begins June 1st and runs through November.  But storms happen all year around.  Federal and local agencies want residents to be prepared for emergencies and another after-math disturbance: contractors that come-a-knocking. 

Preparation for storm evacuation and an emergency supply kit are smart steps when living along the Gulf Coast.  An aftermath of a hurricane creates havoc, I know, I have seen many-a-storm come through the Gulf.  But nothing is more debilitating than the unlicensed, uninsured contractor with no proof of credibility sweeping through devastated neighborhoods prospecting for the unsuspected.  
It is never a good idea to make decisions under desperate measures. So before you release a check or cash, here are important steps to take in seeking a qualified contractor:
1.  A credible and trustworthy business contractor will give an estimate of costs on its own form which includes the business name, address, phone number, email address, and other business details.  If a contractor is required to be
 Texas licensed, do look it up.  Run a check on the company.  Contact the Texas Department of Licensing and Regulation at 
 (800) 803-9202 or go online https://www.tdlr.texas.gov/contact.htm.  

2.  Always require a copy of the business insurance coverage, proof of bond and other credentials.  Contact the agency or insurer to check if the policy is in force.  Make sure you examine the coverage for general liability in the event additional damage should occur during repairs.

3.  Always obtain at least 3 estimates. It is crucial to compare costs and to make time to locate legit companies.

4.  Communicate with your insurance specialist on the claims process and ask what to look for in a contractor.  AGIS is a certified in construction insurance and committed to helping you locate qualified contractors:
GHBA (Includes specialized education for members and is a major advocate for home building industry training and education, and resources.) 

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